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The car subscription without BKR registration

Short terms

Month-to-month cancellation

No BKR registration

Carefree driving

Transparent all-in fee


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A car that won’t get in the way of your dream home

With our car subscription, we provide the flexibility and security you need. Because KINTO Flex is a subscription, not a loan or lease, you don’t have to worry about BKR registration.

With us, you subscribe to your own car for a fixed monthly fee, similar to subscribing to your mobile phone or streaming services. It’s a flexible driving solution that can be canceled at any time after a minimum term.

A mortgage and a car with KINTO Flex

A car subscription offers a flexible alternative to private leasing, without requiring BKR registration and still includes everything (insurance, maintenance, repairs, and road tax).

If you have plans to move or renovate, it’s good to consider whether private leasing is suitable for you. Opting for private leasing could potentially reduce your borrowing capacity by €50,000 (or even more) for your house.

Are you planning to buy a house soon or finance your renovation? Explore the KINTO Flex car subscription as smart alternative.

Find your new car

  • Limited offer from €709 /month
    Toyota Corolla TS

    Toyota Corolla TS

    • + Spacious family car
    • + Spacious trunk
    • + Hybrid
    • + Automatic
    from €739 /month
  • Limited offer from €539 /month
    Toyota Yaris Cross

    Toyota Yaris Cross

    • + Compact SUV
    • + Spacious trunk
    • + Hybrid
    • + Automatic
    from €569 /month
  • Limited offer from €469 /month
    Toyota Yaris

    Toyota Yaris

    • + Fuel-efficient city car
    • + 15-inch alloy wheels Hybrid
    • + Hybdrid
    • + Automatic
    from €499 /month
  • Limited offer from €359 /month
    Toyota Aygo X

    Toyota Aygo X

    • + Compact city car
    • + High entry
    • + Gasoline
    • + Manual transmission
    from €399 /month

Apple Carplay & Android Auto

Air conditioning

Rear view camera

Electric windows

Adaptive cruise control

The benefits of KINTO Flex

With a car subscription, you don’t buy a car; instead, you drive one with a flexible subscription. Your benefits:

No BKR registration.

Short terms and month-to-month cancellation

No obligation to return the car at the end of the term.

Fast delivery time of 2 weeks.

Transparent all-in fee.

As easy as renting a car

Subscribing to our car service is as simple as renting a car. You choose the duration and mileage that best suit your needs. Easily configure your subscription, and we’ll take care of the rest.

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Subscription from 3 months

Choose KINTO Flex and easily set up your own subscription.

Select your car.

Choose the minimum term: 3, 6, or 9 months.

Select your mileage package: 1,000 or 1,500 km per month.

Add any extra options.

Order your KINTO car and drive as long as you like.

  • Limited offer from €709 /month
    Toyota Corolla TS

    Toyota Corolla TS

    • + Spacious family car
    • + Spacious trunk
    • + Hybrid
    • + Automatic
    from €739 /month
  • Limited offer from €539 /month
    Toyota Yaris Cross

    Toyota Yaris Cross

    • + Compact SUV
    • + Spacious trunk
    • + Hybrid
    • + Automatic
    from €569 /month
  • Limited offer from €469 /month
    Toyota Yaris

    Toyota Yaris

    • + Fuel-efficient city car
    • + 15-inch alloy wheels Hybrid
    • + Hybdrid
    • + Automatic
    from €499 /month
  • Limited offer from €359 /month
    Toyota Aygo X

    Toyota Aygo X

    • + Compact city car
    • + High entry
    • + Gasoline
    • + Manual transmission
    from €399 /month

What is a car subscription?

A car subscription is the easiest way to have a car for yourself. You pay a fixed amount per month, and when you no longer need the car or want another one, you can cancel or change the subscription.

With a car subscription, you have minimal obligations. We own the car and cover insurance and road tax. Maintenance, repairs, and roadside assistance are also taken care of by us.

All we ask from you is a fixed monthly payment. Cancellation requires one month’s notice in advance. We also expect you to treat the car with care, during the subscription period.

Is KINTO Flex a private lease solution without BKR?

Yes and no. KINTO Flex is a car subscription, not a traditional private lease solution. With KINTO Flex, you enjoy all the benefits of private leasing, such as carefree driving at a transparent all-in rate that includes insurance, tax, maintenance, and roadside assistance. The significant difference is that KINTO Flex does not impact your credit rating or affect your mortgage eligibility. Additionally, after the minimum term, you can continue driving as long as you wish with just one month’s notice.

Therefore, KINTO Flex is an ideal alternative to traditional private leasing if you prefer not to have BKR registration and and want to keep driving flexibly.

I want to buy a house, is KINTO Flex a good idea?

Absolutely! If you’re planning to buy a house, KINTO Flex is a smart choice. Our car subscription is not registered with the BKR, so it will not impact your mortgage application.

Does the KINTO subscription affect the amount of my mortgage?

No, a KINTO car subscription does not result in a BKR registration and therefore does not affect the amount of your mortgage. You can enjoy carefree driving without it impacting your mortgage options.

How does a BKR registration affect buying a house?

A BKR registration can significantly impact your ability to secure a mortgage. Mortgage lenders refer to the BKR register to assess your financial commitments. Existing loans or credit registered with BKR may decrease the maximum mortgage amount available to you, as they indicate existing financial obligations.

What is a BKR registration?

A BKR registration is an entry at the Bureau Krediet Registratie (BKR) in the Netherlands. It records your loans and credit obligations, aiming to prevent individuals from borrowing beyond their means to repay.

Once registered with the BKR, it can significantly impact your ability to secure future loans, such as a mortgage.

Will I get a BKR registration with a car subscription?

No, with KINTO Flex, you will not receive a BKR registration because it is a subscription, not a financial product or lease. This means it will not impact your ability to apply for a mortgage or other loans.