The car subscription without BKR registration

Short terms

Month-to-month cancellation

No BKR registration

Carefree driving

Transparent all-in fee

A car that won’t get in the way of your dream home

Planning to move or renovate? With a car subscription, you choose flexibility, without BKR registration and without the long-term commitments of private leasing.

And because there’s no BKR registration, you could potentially borrow over €50,000 extra for your home financing. So, if you’re planning to buy a house or finance a renovation, choose the KINTO Flex car subscription.

Configure your car subscription

As easy as renting a car

Signing up for our car subscription is as simple as renting a car. You pay a fixed monthly fee for your own car, just like with your mobile phone or streaming subscription.

You decide how long and how often you want to use the car. Everything is included: insurance, maintenance, repairs, and road tax. After the minimum term, you’re free to cancel at any time, month to month.

How it works. Step-by-step

Find your new car

Set up your carefree car subscription today.

The Aygo X discounted price is after a one-time cashback. Only valid for the minimum term. See the promotional terms and conditions.

Terms starting from 3 months

You decide how long and how much you want to use your car. With KINTO Flex, you can easily configure your subscription:

Select your car.

Choose the minimum term: 3, 6, or 9 months.

Select your mileage package: 1,000, 1,500 or 2,000 km per month.

Add any extra options.

Order your KINTO car and drive as long as you like.

Configure your car subscription

The benefits of KINTO Flex

With a car subscription, you don’t buy a car; you simply drive one with the flexibility you need. Your benefits:

No BKR registration.

Short terms and month-to-month cancellation

No obligation to return the car at the end of the term.

Fast delivery time.

Transparent all-in fee.

More about KINTO Flex

The Aygo X discounted price is after a one-time cashback. Only valid for the minimum term. See the promotional terms and conditions.

All cars are equipped with

Air conditioning

Apple Car Play/Android Auto

Rear view camera

Electric windows

Adaptive cruise control

What is included in the all-in fee?

Repair & maintenance

All-risk insurance

Road tax

24/7 roadside assistance

Damage and glass repair

Extra features

New car guarantee

Upgrade car edition

Lowering of own risk

Passenger insurance

Car delivered to your home

Mileage packages

1000 km per month

1500 km per month

2000 km per month

What is the all-in fee?

Discover KINTO Flex with a transparent, all-inclusive monthly fee that covers:

Repair & maintenance

All-risk insurance

Road tax

24/7 roadside assistance within Europe

Damage and glass repair

We take care of almost everything for you. All you need to do is fill up the tank.

Discover our cars

What is a car subscription?

A car subscription is the easiest way to have a car for yourself. You pay a fixed amount per month, and when you no longer need the car or want another one, you can cancel or change the subscription.

With a car subscription, you have minimal obligations. We own the car and cover insurance and road tax. Maintenance, repairs, and roadside assistance are also taken care of by us.

All we ask from you is a fixed monthly payment. Cancellation requires one month’s notice in advance. We also expect you to treat the car with care, during the subscription period.

Frequently asked questions about KINTO Flex

Is KINTO Flex a private lease solution without BKR?

Yes and no. KINTO Flex is a car subscription, not a traditional private lease solution. With KINTO Flex, you enjoy all the benefits of private leasing, such as carefree driving at a transparent all-in rate that includes insurance, tax, maintenance, and roadside assistance. The significant difference is that KINTO Flex does not impact your credit rating or affect your mortgage eligibility. Additionally, after the minimum term, you can continue driving as long as you wish with just one month’s notice.

Therefore, KINTO Flex is an ideal alternative to traditional private leasing if you prefer not to have BKR registration and and want to keep driving flexibly.

I want to buy a house, is KINTO Flex a good idea?

Absolutely! If you’re planning to buy a house, KINTO Flex is a smart choice. Our car subscription is not registered with the BKR, so it will not impact your mortgage application.

Does the KINTO subscription affect the amount of my mortgage?

No, a KINTO car subscription does not result in a BKR registration and therefore does not affect the amount of your mortgage. You can enjoy carefree driving without it impacting your mortgage options.

How does a BKR registration affect buying a house?

A BKR registration can significantly impact your ability to secure a mortgage. Mortgage lenders refer to the BKR register to assess your financial commitments. Existing loans or credit registered with BKR may decrease the maximum mortgage amount available to you, as they indicate existing financial obligations.

What is a BKR registration?

A BKR registration is an entry at the Bureau Krediet Registratie (BKR) in the Netherlands. It records your loans and credit obligations, aiming to prevent individuals from borrowing beyond their means to repay.

Once registered with the BKR, it can significantly impact your ability to secure future loans, such as a mortgage.

Will I get a BKR registration with a car subscription?

No, with KINTO Flex, you will not receive a BKR registration because it is a subscription, not a financial product or lease. This means it will not impact your ability to apply for a mortgage or other loans.

All frequently asked questions